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SKOCH Award 2014

Dharmasthala based NGO Shri Kshethra Dharmasthala Rural Development Project ® (SKDRDP) has received the SKOCH Financial Inclusion and Deepening Gold Award for the year 2014 for having shown excellence in implemented innovative micro products for the economic empowerment of the poor.

Dr. L.H.Manjunath, Executive Director of SKDRDP received the award in a colourful function held at the India Habitat Centre, New Delhi, from Ms. Meenakshi Lekhi, MP and Sri. Vinod Rai, Former CAG, Govt. of India. The award singled out its excellence in designing and implementing different financial products for the poor. It has promoted 2,78,000 Self Help Groups with an outstanding credit of Rs. 3,200.00 crores. It has worked tirelessly in reaching the insurance and pension products to the poor. SKDRDP as the corporate agent of LIC has popularised Jeevan Madhur Policies and subscribed 13.00 lakh families. It runs one of the most efficient health insurance schemes called Sampoorna Suraksha. The felicitation paper also recognized the works of SKDRDP in pension sector.

Changemakers Award


Two successful financial initiatives of the south based NGO Shri Kshethra Dharmasthala Rural Development Project (R.) (SKDRDP) namely "the Pragathi Bandhu - small farmers come together to share and learn" and "Sampoorna Suraksha" a social security for all occasions" have won the prestigious Changemakers Award promoted jointly by the US based Ashoka Foundation and Citi Bank in the competition "Banking on social change" seeking financial solutions for all".

SKDRDP's Pragathibandhu model provides an alternative methodology to finance the farming activities of the small farmers. It strives to provide viable answers to the complicated problems of the farming community in India today. The model has successfully been implemented in coastal and mainland Karnataka districts consisting of 1,32,000 small farmers who have been organized in 23,300 Self Help Groups. Furthermore, the model is entirely self-sustaining. The model, Sampoorna Suraksha is a self financing multipurpose insurance product to protect the poor against hospitalization expenses, maternity, death, domiciliary treatment and accidents. Implemented for over five years now, the model so far has settled more than 100,000 claims and during this year has attracted 14,00,000 clients.


Certificate of Merit from LIC for Jeevanmadhura programme : 2010

"Pingara" Rajyothsava award : 2010

Changemakers award for Pragathibandhu and Sampoorna Suraksha programme : 2008

Chaudri Charan Singh Award : 2003

NABARD Award : 1999-2000 & 2000-2001

Spandana Award for Janajagruthi programme : 2000

IMC (Indian Merchants Chamber) Award : 1998

FICCI (Federation of Indian Chamber of Commerce and Industry) award : 1995

Microfinance Award India 2010


SKDRDP has been awarded the prestigious Microfinance India Award 2010 by the Hongkong based HSBC Bank and Access Development Services in a glittering function organized at Hotel Ashoka, New Delhi on November 15, 2010 on the occasion of the two-day All India Micro Credit Summit.

SKDRDP has been recognized for its low operational costs, efficient administration, rapid scaling up, social services provided by the institution and its concern for poverty alleviation through micro credit.

At present the organization is active in nine districts of Karnataka with client outreach of 12,00,000 families and a Self Help Groups (SHGs) base of 1,17,000.The organization is the sixth largest micro finance institution in India and the biggest in the NGO sector globally.

Ashden Golden Award for Global Green Energy 2012

Shri Kshethra Dharmasthala Rural Development Project (SKDRDP), picked up the Gold award at the 2012 Ashden awards, for demonstrating the key role a microfinance organization can play in meeting the poor's energy needs. It has been awarded a prize of £40,000 to expand its work further.

Judges of 2012 Ashden Awards lauded SKDRDP efforts and said, "SKDRDP is fantastic example of how ethically managed microfinance can deliver sustainable energy to the poor, demonstrating that providing consumer loans for energy makes sound social, environmental and economic sense. We were bowled over by the scale SKDRDP has achieved so far, along with the responsibility it takes for lending to the poor, nurturing users to take out effective loans. SKDRDP has huge potential to expand its work even further, and to inspire many others to follow its lead."

Dr. Kandeh Yumkella, Director of UNIDO and Chair of UN-Energy presented awards to international winners. He urged governments around the world to increase their support for clean energy pioneers.

The Ashden 2012 winners are exposing the myth that poor countries cannot stimulate growth without degrading the environment. They are demonstrating that sustainable energy stimulates green growth and new jobs, lifts people out of poverty, improves health and opens up new educational opportunities,” said Dr Yumkella.

Sarah Butler-Sloss, Founder Director of Ashden said, "In this uncertain world our winners offer a beacon of hope, showing that access to sustainable energy offers a clear route out of poverty for millions of people around the world. We're committed to sharing the lessons they have learned so they can be replicated far and wide."

The Ashden Awards were founded in 2001 given by a charity of the same name that is based in London. They reward local sustainable energy projects in the UK and developing countries that protect the environment, and improve quality of life.