Sampoorna Suraksha

The greatest hurdle for poor families trying to stand on their own feet have been the sudden incidence of sever disease/accident requiring hospitalization. Hospitalization expenses not only drain the savings but also push the poor to the vicious cycle of debt. Occasions like, births and deaths also put strain on their meager purse.

“Sampoorna Suraksha” (total security) is a welfare scheme to give financial assistance to the poor people in their days of sever health problems necessitating hospitalization. In this programme members contribute to bring security to their insecure life during sever ailment/accident. The entire programme is designed on the basis of mutual help. Interested members of SKDRDP participate in this programme by contributing an annual subscription. Major part of the total subscription amount collected is paid to the Insurance company to look after the hospitalization expenses, for providing “treatment on credit bill basis” in net work hospitals. For this purpose selected hospitals in the project area have been enlisted as network hospitals. The remaining amount is used to provide consolation to nominee on the death of any member of the family. The programme has been formulated after studying the prevailing health insurance models in the country. Minimum administrative expenses and maximum convenience to the members remains the basic motto of the programme.

Apart from from building the future for poor people, its necessary to keep the the present in good strength. Health Insurance is one such thing which builds strong foundation for the present state of affairs. In order to build a strong foundation Sampoorna Suraksha was established to give excellent medical facilities to poor people.

SKDRDP has tied up with the insurance companies for providing coverage of hospitalization expenses for the poor called Sampoorna Suraksha. This program collects pre-designated premium to provide hospitalization coverage, meet maternity expenses, death compensation, calamity compensation, domiciliary treatment and accidental coverage.

Sampoorna Suraksha is a section 25 company and a subsidiary of SKDRDP.

visit website of Sampoorna Suraksha here.

Sampoorna Suraksha Benefits given at a glance

YEAR  No of family Enrolled No of Members Enrolled Claims Amount
2004 -05 54000 186000 11810 351
2005-06 77078 195600 13299 332
2006-07 146722 403828 22759 675
2007-08 223389 721203 42172 1208
2008-09 252542 932682 67861 2138
2009-10 294374 1177325 98402 3320
2010-11 419979 1662089 136980 4699
2011-12 420302 1660370 123123 4685
2012-13 366722 1272019 71825 4268
2013-14 293134 1089541 66254 4032
2014-15 310458 1177094 61273 3710
2015-16 370593 1325578 75104 5356
2016-17 (July 31-2016) 324583 1194822 4497 355
TOTAL 3553876 12998151 795359 35130