Active SHG's
Total Members
Loan Outstanding(Crores)
Savings accumilated (Crores)

Our Programmes

Agriculture Programs

The agriculture and related programs are are generally geared towards head of the family. There is specialized organization structure inside SKDRDP for the better implementation of the programs. The agriculture programs develop 3 aspects among farmers- knowledge and capacity building,  financial support and social support.

Community Development Programmes

The SKDRDP is active in various parts of the state through its Community Development Projects, to provide infrastructure support to the villages. The project is participatory in nature where, the local people form an implementation committee, implement the project in a time bound manner with local participation in the form of finance and labour.

Women Empowerment Activities

SKDRDP not only provides financial aid to the women but empowers them. With the loans, people are equipped with the abilities to make something for their future and to improve their standard of living. Also it bestows upon them the responsibility of them making their own decisions and controlling their fate.

See all our programmes


"Smt. Prathima resident of Honnalli, Davanagere, member of Sri Laxmi Sangha, has availed loan from SIDBI and invested it in setting up a shop of manure, cement and cattle feed."

"Kempayya gowda, resident of Indabettu village of Belthangady taluk, has involved himself in agriculture and also makes homemade bakery items all with the periodic loan of Rs.5.50 lakhs from Pragathi Nidhi. Today he has a monthly income of Rs. 45,000."

"Belthagady resident Laurence D Souza took periodic loan of Rs. 10 lakhs from Pragathi Nidhi. He did agriculture, dairy farming, house repair, Bio gas, constructed cow shed and grows jasmine and vegetable all with amount availed from Pragathi Nidhi."

"Smt. Yamuna a member of ShriNidhi SHG, resident of Laila took periodic loan of Rs.3 lakh to buy 4 cows and constructed cow shed. Today she sells 30 liters of milk and she says all this was possible after joining Dharmasthala Rural Development Group."

"Smt. Sajitha, resident of Charmadi is self-employed. She knows tailoring, and also does agriculture and dairy farming all with the periodic loan of Rs. 10 lakhs from Pragathi Nidhi. Today she gets a profit of Rs. 15,000 per month."

"Nagesh Gowda member of Swami sangha of Siddakatte sells SIRI products. He took Rs. 1,00,000 Pragathi Nidhi loan and started a general store. From the Rs. 2.25 lakh Pragathi Nidhi he improvised his store and started selling SIRI products, Nandini Products, vegetables and groceries. Today he has a daily income of Rs. 5,000-6,000."

Latest news

Pradhan Mantri Kisaan Samman Nidhi e-KYC

It is important to do the farmers e-KYC procedure to get benefitted from Central Governments Pradhan Mantri Kisaan Samman Nidhi scheme. You can visit your nearest SKDRDP Digital Service Center, where the procedures of Pradhan Mantri Kisaan Samman Nidhi e-KYC has been Started. More than 2,47,226 Farmers has taken benefits from the SKDRDP Digital Service […]

Direct money transfer from Head Office Finance Division to member’s bank account.

Matrushree Dr. D. Hemavathi V. Heggadeji launched the work of transferring Pragathi Nidhi money directly from Head Office Finance Division to members Bank Account with the help of direct access with bank server. During this event, respected Trustees, Executive Director and other officials were present.

Inauguration of Jnanavikasa Kendra

Shri Kshethra Dharmasthala Rural Development Project, Chief Operating Officer, Sri. Anil Kumar inaugurated the Jnanavikasa Kendra at Tallurangadi, Thirthahalli Taluk. In the programme, Guthyamma Devi Temple Committee President Sri. Sadanand Heggade, Former President Sri. Gopal Heggade, Union President Sri. Shivanand Bhat, Sri. Nagraj, Project Officer, Supervisor, Jnanavikasa Co-Ordinator, Sevaprathinidhi and members of Spoorthi Shraddha Jnanavikasa […]

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Success Stories

Success Story of Mrs. Bhavani.

Mrs. Bhavani, resident of Siddapura taluk of Sirsi District. She has been an active member of the Vajramata Self Help Group for over 15 years. She took a loan of Rs. 10,000 from Pragathi Nidhi and started her tailoring career by getting a sewing machine. Later each year she borrowed a loan to improvise her […]

Floriculture changed Hanumakka’s life.

Chitradurga district resident Hanumakka is a member of Chikka Hanumappa Self-Help-Group since 8 years. She took Pragathinidhi loan 5 times and invested it for agriculture and non-agricultural activities. In the 2-acres land she grew arecanut and floriculture. From the income she provided education for her children and repaid the loan.

Pragathi Nidhi helped Annapoorna to be self-employed

Annapoorna belongs to Rayabaga taluk in Chikkodi district, joined Brahmadev self help group 9 years ago. She took Pragathi Nidhi loan of Rs. 30,000, Rs. 80,000, and Rs. 1,50,000 and started vegetable business. She also took Rs. 2,00,000 SIDBI loan to improve her business. Today her daily income is Rs. 1000 to Rs. 1500. Pragathinidhi […]

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Photo Gallery

Our Board

Dr. D Veerendra Heggade


Smt. Hemavathi V Heggade

President, Jnanavikasa Programs

Sri. Surendra Kumar


Sri. Uday Kumar Shetty


Sri. Sampath Samrajya


Sri. Shyam Bhat


Sri. Y Nageswara Rao


About Us

The Shri Kshethra Dharmasthala Rural Development Project (SKDRDP) was founded with single important purpose of "Inclusive Rural Development". To achieve this we created 3 main things for Individuals. They were Loans, Insurance & Pensions which ushered Financial Stability.

  • Linkage to banks (earstwhile Pragathi Nidhi)
  • Sampoorna Suraksha Health Insurance
  • NPS now Atal Pension Yojana (APY)

To enable people to inculcate the habit of helping others, we started organizing Self-Help Groups which are called as Pragathi Bandhu Groups (PBG). Our lending and Training programs are geared towards members and their families. As every family has 3 types of people, we have special programs focused these 3 focus groups.

  • Family Head - huge array of programs under Agriculture division.
  • Women Empowerment - Jnanavikasa to make them self-sustainable.
  • Children  SujnanaNidhi scholarship.

Apart from family, Community also matters, hence we have a special division called as CDP (Community Development Programs) to develop the Rural Infrastructure.