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Active SHG's
628614
Total Members
5258617
Loan Outstanding (Rs. in Crores)
25531
Savings accumulated (Rs. in Crores)
4350

The rate of interest of the loan availed by the members of SHG through Bank OD/CC loan is 13.5 % (Dakshina Kannada and Udupi) and 14 % (all other district except Belgaum). This rate includes the bank interest plus BC service charges payable by the Bank to SKDRDP. The rate may be varies according to the rate revised by the bank.

RATE OF INTEREST: For new sanction from 01-05-2025 The rate of interest revised for the loans disbursed by SHG to its members from 01-05-2025 are as follows 1) 14.5% :The earlier rate of interest at 13.5% and 14% have revised to 14.5% in those respective districts 2) 15% : This rate of interest applicable for the SHG coming in Chikkamangaluru, Haveri, Coorg, Raichur and Bangalore Districts 3) 15.5% : This rate of interest applicable for the loans disbursed by the SHG to its members at Belagavi District

ISO/IEC 27001 CERTIFICATE “ A NEW DEFINITION FOR TRANSPARENCY”

Latest news

“Honnavara De-addiction Camp By The SKDRDP”

Sri Kshetra Dharmasthala Rural Development Project B.C. Trust (R), Honnavara Taluk organized the 1920th De-addiction Camp on 06.05.2025 at M.P.E. Society’s Central […]

Hunasekatte Lake Rejuvenated by SKDRDP

Under SKDRDP Nammuru Namma Kere programme, the Hunasekatte lake rejuvenated at Aralihalli village of Shikaripura. On the occasion of handover programme of […]

Wheelchair Distributed Under Janamangala Programme In Hebbal of Bagewadi Taluk.

In the Hebbal of Nidagundi zone, Basavana Bagewadi taluk, a wheelchair was distributed to Gangavva Siddappa Kolakar under the Janamangala Programme. Sri. […]

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Testimonials

"Smt. Prathima resident of Honnalli, Davanagere, member of Sri Laxmi Sangha, has availed loan from SIDBI and invested it in setting up a shop of manure, cement and cattle feed."

"Kempayya gowda, resident of Indabettu village of Belthangady taluk, has involved himself in agriculture and also makes homemade bakery items all with the periodic loan of Rs.5.50 lakhs from Pragathi Nidhi. Today he has a monthly income of Rs. 45,000."

"Belthagady resident Laurence D Souza took periodic loan of Rs. 10 lakhs from Pragathi Nidhi. He did agriculture, dairy farming, house repair, Bio gas, constructed cow shed and grows jasmine and vegetable all with amount availed from Pragathi Nidhi."

"Smt. Yamuna a member of ShriNidhi SHG, resident of Laila took periodic loan of Rs.3 lakh to buy 4 cows and constructed cow shed. Today she sells 30 liters of milk and she says all this was possible after joining Dharmasthala Rural Development Group."

"Smt. Sajitha, resident of Charmadi is self-employed. She knows tailoring, and also does agriculture and dairy farming all with the periodic loan of Rs. 10 lakhs from Pragathi Nidhi. Today she gets a profit of Rs. 15,000 per month."

"Nagesh Gowda member of Swami sangha of Siddakatte sells SIRI products. He took Rs. 1,00,000 Pragathi Nidhi loan and started a general store. From the Rs. 2.25 lakh Pragathi Nidhi he improvised his store and started selling SIRI products, Nandini Products, vegetables and groceries. Today he has a daily income of Rs. 5,000-6,000."


Success Stories

Jayashri’s Success Story:

Jayashri is a resident of Ginigera of Koppala Taluk. She has been an active member of the Vayuputra Sanga for the past […]

Hanumavva’s Success Story

“Hanumavva a resident of Shivapura of Huligi zone of Koppala district. She is started Roti business in his village She has been […]

Ice-Cream Shop for Growth:

Smt. Neelam is a resident of Nagoba Village, Dharwad Taluk. She is a member of SwayamSidhha self-help group. She lives in a […]

Read all our stories

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OUR BOARD

Dr D Veerendra heggade
Dr D Veerendra heggade
President
Smt. Hemavathi V. Heggade
Smt. Hemavathi V. Heggade
President, Jnanavikasa Programme
Sri. Surendra Kumar
Sri. Surendra Kumar
Trustee
Sri. Udaya Kumar Shetty
Sri. Udaya Kumar Shetty
Trustee
Sri. Sampath Samrajya
Sri. Sampath Samrajya
Trustee
Sri. Shyam Bhat
Sri. Shyam Bhat
Trustee
Sri. Y Nageshwara Rao
Sri. Y Nageshwara Rao
Trustee
Harish Krisnaswamy
Harish Krisnaswamy
Trustee

About Us

The Shri Kshethra Dharmasthala Rural Development Project (SKDRDP) was founded with single important purpose of "Inclusive Rural Development". To achieve this we created 3 main things for Individuals. They were Loans, Insurance & Pensions which ushered Financial Stability.

  • Linkage to banks (earstwhile Pragathi Nidhi)
  • Sampoorna Suraksha Health Insurance
  • NPS now Atal Pension Yojana (APY)

To enable people to inculcate the habit of helping others, we started organizing Self-Help Groups which are called as Pragathi Bandhu Groups (PBG). Our lending and Training programs are geared towards members and their families. As every family has 3 types of people, we have special programs focused these 3 focus groups.

  • Family Head - huge array of programs under Agriculture division.
  • Women Empowerment - Jnanavikasa to make them self-sustainable.
  • Children  SujnanaNidhi scholarship.

Apart from family, Community also matters, hence we have a special division called as CDP (Community Development Programs) to develop the Rural Infrastructure.