Shri Kshethra Dharmasthala Rural Development Project, popularly known as SKDRDP, is a charitable trust promoted by Dr. D. Veerendra Heggade. SKDRDP concentrates on the empowerment of people by organizing Self-help Groups (SHGs) on the lines of Joint Liability Groups (JLGs) and provides infrastructure and finance through micro credit for the rural people.
The Shri Kshethra Dharmasthala Rural Development Project encompasses all aspects of enriching the rural life. It is currently expanding its developmental activities to all the districts of Karnataka. SKDRDP is active with its Community Development Programs throughout the state. The core strengths of the organization are the blessings of its promoters, dedicated band of workers, good will of the stakeholders and above all a comprehensive program to better the living environment of the chosen areas. During the Financial year 2015-16 SKDRDP has extended its area of operation to cover the state of Karnataka completely.
SKDRDP® is registered under the Charitable Trust Act of 1920 in the office of Sub-Registrar, Government of Karnataka, Belthangady Taluk, Dakshina Kannada District in the year 1991.
SKDRDP began to play its role in transfer of technology, providing infrastructure, and providing finance through micro credit. Besides, the project concentrated on the empowerment of rural women and hence began 'Jnanavikasa Program'. In response to the social needs of the area the SKDRDP innovated into activities like Janajagruthi, Community Development, Siri etc.
At the time of inception, a village-level worker known as 'Sevaniratha' would approach the stakeholder families, sit with them to prepare a five year development plan and assist them to implement the same. The Dharmasthala temple has given the required material support like equipment, seed materials on a charity basis. In keeping with the HR policy of the organization, the supervisory staffs were promoted from the sevaniratha cadre in the prevailing areas. This provided a great opportunity for the youngsters to show their oraganisational skills in the new area. Now sevaniratha are replaced by Sevaprathinidhis.
In order to give opportunities to the housewives and unemployed young women in rural areas who have time and inclination to do social work, SKDRDP has developed a new cadre called the Sevaprathinidhi, who work in their spare time and support the SHG movement in the village. Most sevaprathinidhis are women and this has positively affected women men ratio in the organisation. Now sevaniratha are replaced completely by Sevaprathinidhis.
Large quantities of rice was distributed during the initial decades as a compensation for the families while they worked in their own lands. The concept of 'Food for work' was implemented by SKDRDP, with a view to develop the lands. Thus the initial decade of SKDRDP can be considered as the charity phase.
In the early 90s, on review of the project, it was realised that mere charity does not give the desired result. Hence SKDRDP adopted the self-help mode by organizing Self-help Groups (SHGs), more on the lines of Joint Liability Groups (JLGs).
SKDRDP as a BC and BF: SKDRDP BC Trust took an active part in implementing the financial inclusion plan of the government of India by working as Banking Business Correspondent and Business Facilitator (BC and BF) in all the areas of its operation. Under the programme the trust is promoting Self Help Groups (SHG), enabling the poor people in the remote villages to access banking facilities at their door steps. SKDRDP BC Trust is BC and BF to State Bank of India, Bank of Baroda, IDBI bank, Bank of Maharashtra, Karnataka Grameena Bank and Karnataka Bank. SKDRDP BC Trust is also the partner of SIDBI (Small Industries Development Bank of India) to finance SHG members to promote self-employment under their "Prayas" Scheme.
SKDRDP Training Centers
SKDRDP has established 4 training center: Center for Rural Excellence (CRE), Belthangady, National Institute for SHG Training (NIST), Udupi, Jnanavikasa Training Institute (JVTI), Rayapura Dharwad, Human Resource Training Center (HRTC), Mysore.
These centres arrange trainings for SKDRDP staffs of all the cadres. They offer various skill development trainings or courses for the beneficiaries of SKDRDP in free of cost mode. These institutes have been recognized by SIRD, Mysore for implementation of many programmes at different parts of Karnataka. In total these centres are working as resource centres imparting knowledge on SHG movement and micro finance.