Smt. Jayalaxmi is a resident of Sheshadripura Village, Shimoga Taluk. She has two sons. She joined self-help group and borrowed loans. She was a housewife and wanted to start self-employment so that she can re-pay the loan instalments. She was interested in hotel business and started a small-scale hotel business and now she is earning good income from it. Now she earns Rs. 5000/- per day and gets profit of Rs. 2000/-.
At first, she borrowed a Pragathinidhi loan of Rs. 10,000/- and step by step she borrowed loan of Rs. 2 lakh which helped to improve her hotel business. She says the journey form a housewife to becoming an owner of the hotel is happened only because of SKDRDP self-help group.